Where is the profit going?
Understand trends in revenue, costs, and margins—and find the areas that deserve attention.
Practical financial insight for local businesses
More clarity.
Better decisions.
Is your business profitable but constantly short on cash? Understand what your numbers are really telling you—and make your next move with confidence.
One-time pricingNo long-term contractsClear deliverables
Your business, in focus.
Financial performance overview
SAMPLE DASHBOARD
18.4%Illustrative
13 wkForward view
+9.2%Illustrative
Cash flow outlookIllustrative forecast
Week 1Week 4Week 8Week 13
Know what to do next.
Clear recommendations, not just more spreadsheets.
Sample illustration — figures do not represent actual client outcomes.
Understand profitabilityWhat drives your bottom line
Get control of cash flowSee where the money goes
Plan with confidenceDecisions backed by analysis
Clarity beyond the balance sheet
Your numbers should answer questions—not create more.
We help you turn financial records into a clearer understanding of your business today and what you can do tomorrow.
Why does cash feel tight?
Understand money coming in and going out, seasonal pressure, and the timing of obligations.
What's the next smart move?
Use forecasts and key business indicators to make more informed operating decisions.
Transparent, project-based pricing
Choose the insight your business needs.
No open-ended retainers. Clearly scoped analysis with practical, understandable deliverables.
Not sure where to start? A free 15-minute conversation can help us identify the right level of review.
Financial Health Check
An understandable snapshot of where your business stands financially.
$349/ one-time
- Up to 12 months of financial statements
- Profitability and expense trends
- Key ratios and financial observations
- 3–5 page management summary
Cash Flow Analysis
Understand how cash moves and prepare for what comes next.
$599/ one-time
- Historical inflows and outflows
- Liquidity and working-capital review
- 13-week cash flow forecast
- 5–8 page report + Excel model
Comprehensive Business Analysis
An in-depth review designed to support operational and strategic decisions.
$999/ one-time
- Financial performance and KPI analysis
- Cash flow and profitability review
- 12-month financial projections
- Management report, model and call
Prices assume reasonably organized financial records and an agreed scope. Data cleanup, bookkeeping, tax preparation, audit or assurance services, and extensive reconstruction are not included. Additional work is quoted separately.
A straightforward process
From financial questions to clear next steps.
No confusing onboarding. We agree on the questions to answer, review the available information, and deliver analysis you can use.
01
Tell us what you need
Start with a free 15-minute consultation about your business and the questions on your mind.
02
Share your records securely
We confirm the scope and agree on a secure method to exchange relevant, organized financial documents.
03
Get a useful report
Receive clear findings, forecasts when applicable, and practical recommendations explained in plain language.
Experience meets local focus
Financial expertise, explained like a business partner.
Emerald Coast Business Analysis was founded to make professional financial analysis accessible to local businesses—without the complexity of a standing finance department or a long-term advisory retainer.
FOUNDED BY AN ACTIVE DUTY U.S. ARMY SERVICE MEMBERWith corporate credit risk, financial statement analysis, and underwriting experience.
Independent privately operated service. Not affiliated with or endorsed by the U.S. Army or Department of Defense.
Your questions, answered
Good to know before you begin.
We want the process to be transparent from the first conversation.
What financial information will I need?
Often your profit and loss statements, balance sheets, cash activity, or exports from accounting software. We confirm exactly what is needed for your project before you share anything. Please don't send confidential financial documents through the initial inquiry.
Do you provide bookkeeping or tax preparation?
No. The focus is analysis, forecasting, and business performance insights—not bookkeeping cleanup, tax filing, auditing, or assurance services.
How long will my project take?
Timing depends on the completeness of your records and the scope of the analysis. We agree on the project deliverables and turnaround before work begins.
Are the prices really one-time?
Yes, for the defined scope of each package. Additional data cleanup or analysis outside the agreement would be discussed and quoted separately.
Start with a conversation
Make your next decision with more confidence.
Tell us a little about your business and what you're trying to understand. Your free introductory call is a chance to see whether we're the right fit.
contact@emeraldcoastbusinessanalysis.com ↗Serving Crestview, Fort Walton Beach, Destin, Pensacola, and nearby Emerald Coast communities.
Request a free 15-minute call
Complete the details below to prepare an email inquiry.
Prefer something you can share?View the official one-page service and pricing flyer.